Bills & Budgeting
The recurring bills that surprise newcomers, and saving money.
Household bills and the broadcast fee
Electricity and heating (Nebenkosten), the mandatory Rundfunkbeitrag broadcast fee, and the Pfand deposit system.
Budgeting and free money advice
Realistic budgeting for German costs and free debt/consumer advice (Schuldnerberatung, Verbraucherzentrale) if you fall behind.