Renting when you have no US credit history

The single biggest wall newcomers hit: landlords run a credit check, and a brand-new arrival has no US credit file at all. Here's what actually gets you the keys anyway.

Key points to understand

What landlords accept instead: a guarantor/co-signer, a larger deposit, or several months paid upfront

What landlords accept instead: a guarantor/co-signer, a larger deposit, or several months paid upfront. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Proof that carries weight: an employment offer letter, bank statements, and pay stubs

Proof that carries weight: an employment offer letter, bank statements, and pay stubs. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Guarantor services exist and charge a fee — understand the cost before you sign

Guarantor services exist and charge a fee — understand the cost before you sign. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Practical tips

• Prepare your documents and translations in advance — most delays come from missing paperwork.
• Always note the office name, address, and a contact number before you go.
• Ask the community on MyHAbroad if you’re unsure — chances are someone has already been through it.