Sending money abroad

Comparing banks vs money-transfer services on fees and exchange rates, and doing it safely.

Key points to understand

Bank wires vs services (Wise, Remitly, WorldRemit…)

Bank wires vs services (Wise, Remitly, WorldRemit…). In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Watching the exchange-rate margin, not just the fee

Watching the exchange-rate margin, not just the fee. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Keeping records and avoiding transfer scams

Keeping records and avoiding transfer scams. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Practical tips

• Prepare your documents and translations in advance — most delays come from missing paperwork.
• Always note the office name, address, and a contact number before you go.
• Ask the community on MyHAbroad if you’re unsure — chances are someone has already been through it.